My role as a Claims Advocate is to empower employers to manage their Workers’ Comp claims
My role as a Claims Advocate is to empower employers to manage their Workers’ Comp claims

In my years of managing claims and working with large and small, private and public employer, I notice a correlation between the level of engagement by the employer with their claim administrator and with their employee in the mitigation of cost. Read more from ESM’s Principal Claims Advocate Khai Sim.

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Claims ManagementKhai Sim, ARM, ARM-P, CPCU, WCCP, CPDM, SIPclaims management, claimsComment
Exposure Control Plan: Coronavirus (COVID-19)
Exposure Control Plan: Coronavirus (COVID-19)

As the threat of the Coronavirus continues to expand globally, it is important that employers develop an exposure control and response plan as well as provide training to impacted employees. To help, ESM has developed training tools for employers to use as a framework from which to mitigate the exposure. Click for more information.

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Anthony Poston, ARM, AIMsafety, coronavirus, exposure, exposure control plan, bloodborne pathogens, complianceComment
Why allocation is important to large deductible and self-insured employers
Why allocation is important to large deductible and self-insured employers

Recently, ESM was successful in assisting an excess carrier reached an amicable agreement with an employer in resolving a pending allocation on multiple claims for an injured employee that was first reported to the excess carrier over a decade ago. Click below to find out why allocation is important to large deductible and self-insured employers.

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Khai Sim, ARM, ARM-P, CPCU, WCCP, CPDM, SIPclaims management, self insured group, self insuredComment
Penalties, Safety and the Reptile Brain
Penalties, Safety and the Reptile Brain

Being proactive with safety is part of our human makeup. Millions of years of evolution has expanded our neocortex all the while storing logic that defines safe and unsafe behaviors. This part of our brain known as the Reptile Brain, understands three behaviors: fight, freeze or flight. Find out about Cal-OSHA serious penalties, hazard assessment and how we can learn from our reptile brain.

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Anthony Poston, ARM, AIMESMosha, fines, citations, safety, cal-osha, hazardComment
Three Steps to Avoiding LC 132(a) and S&W Penalties
Three Steps to Avoiding LC 132(a) and S&W Penalties

When it comes to the California Workers’ Compensation system, it is much easier to avoid penalizing situations than it is to fight them.  So, how do we avoid getting slapped with costly penalties?  There are three steps:  Understand the Labor Codes driving your exposure, come up with a plan of action to avoid the exposure and implement it. Click to read more.

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Claims ManagementHailee Hansen, SIPclaims management, safety, legalComment
Employers beware of increased employee taxes and Workers’ Comp premiums!
Employers beware of increased employee taxes and Workers’ Comp premiums!

The Governor’s proposed 20-21 Budget includes “$17.5 million and 103.5 positions in 2020-21 to 2022-23, funded by various special funds, to implement Chapter 296, Statutes of 2019 (AB 5) and to address increased investigations of worker status, wage claim filings, and workplace health and safety inspections.” Click to read more.

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Sharon Poston, ARMcompliance, 1804, 1805, assembly bill, safetyComment