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Attention, Employers!
SB 1159 Retroactive Reporting of COVID-19 Cases are due now! The California deadline is on or before October 29, 2020 for Employers to report COVID-19 Positive Testing. Employer’s failure to report carries a potential civil fine up to $10,000!
Read MoreIs there a good time to accept a questionable Workers Comp claim? What we can learn from a case study of a Texas claim.
Read MoreIn my years of managing claims and working with large and small, private and public employer, I notice a correlation between the level of engagement by the employer with their claim administrator and with their employee in the mitigation of cost. Read more from ESM’s Principal Claims Advocate Khai Sim.
Read MoreNurse Case Managers (NCM) have become an integral part of claims management in Workers’ Compensation claims. But often the NCM involvement and their costs are difficult to identify without access to the NCM report and invoices. Click to learn how one client was secretly billed $100,000 over their contract.
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When it comes to the California Workers’ Compensation system, it is much easier to avoid penalizing situations than it is to fight them. So, how do we avoid getting slapped with costly penalties? There are three steps: Understand the Labor Codes driving your exposure, come up with a plan of action to avoid the exposure and implement it. Click to read more.
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An important concept in the world of insurance is subrogation. The idea of subrogation is often confusing for even seasoned insurance professionals. It is important to understand the basics so that companies and their agents can spot the potential for subrogation, since it may mitigate the exposure of a claim, and a corresponding hike in Workers’ Compensation premiums.
Read MoreLately, we have seen an uptick with a Compromise & Release (C&R) Workers’ Compensation Claims. With a C&R the injured employee receives a lump sum amount that includes a buyout of all future medical care. The carrier is “released” of all future exposure. However, if the employee is still employed, they can file another subsequent claim with the same employer. Even if it is to the same body part, medical care cannot be apportioned. There can only be apportionment to the Permanent Disability portion of the Award.
Read MoreWhen a serious injury or death occurs at work, your immediate goals are to:
Reduce the impact of a serious injury to the injured employee and co-workers/witnesses
Manage and reduce the cost of the injury
Comply with legal requirements
Reduce litigation. Reduce lost time. Save dollars. There are critical steps you should take at the beginning of the policy year to set yourself up for greater success if an injury occurs. Act NOW. Do your part, take charge to be more proficient and effective this year.
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